Legal Documents
Loan Agreement
A loan agreement records the terms of a loan — principal, interest, repayment schedule, security and default consequences. We draft enforceable agreements for personal, business and inter-company loans.
Heads up: Stamp duty varies by state and loan amount, billed at actuals.
Transparent pricing
Choose your package
All-inclusive professional fees. Government fees billed at actuals where noted.
Loan Agreement
2-3 working days
- Lawyer-drafted loan contract
- Interest & repayment clauses
- Default & security provisions
What you get
- Custom loan agreement drafted by a lawyer
- Interest, repayment and default clauses
- Security or guarantee provisions (if applicable)
- One round of revisions
Documents required
- Details of lender and borrower
- Loan amount, interest rate and tenure
- Security or collateral details (if any)
Questions, answered
Frequently asked questions
Is a loan agreement legally enforceable in India?
Yes, a properly stamped loan agreement is enforceable. Adequate stamping is important, as an under-stamped document may be inadmissible as evidence until the deficit is paid.
Can I charge any interest rate on a private loan?
Interest must be reasonable and not amount to usury; certain state money-lending laws also apply. We help you set a defensible rate and document it clearly.
Related services
Loan Agreement across India
Available in every major city — choose yours for local guidance.
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